1. Simply visit a merchant who accepts Bill Me Later, shop as usual, select PayPal, then Bill Me Later at checkout and follow the instructions, or;
2. Apply Now. Fill out our easy application and you'll be on your way to great savings and fast checkout with Bill Me Later. *Subject to credit approval.

Bill Me Later, a PayPal service, is a convenient and secure payment method designed for purchasing on the web or over the phone. As an open-end credit account, Bill Me Later provides you with the flexibility to purchase without using your credit card.

Apply for Bill Me Later by providing your birth date and the last 4 digits of your Social Security number at checkout. Accept the terms, and if approved, your purchase is complete.

Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah, and is available to US customers who are of legal age in their state of residence.

Bill Me Later is a credit account that you can use at more than 1000 different retailers and travel partners. Founded in 2000, Bill Me Later, Inc. is a PayPal company headquartered in Maryland.

Thank you for using Bill Me Later!

Immediately following your first online purchase, you should receive an email from Bill Me Later. (If you did not receive this email, you may need to update your email spam filter to accept emails from Bill Me Later). This welcome email includes useful information on your account. Approximately 10-14 days after your purchase ships from the merchant or your travel is ticketed, you will receive a bill in the mail which will include additional information on Bill Me Later as well as your balance and payment due date. Your billing statement will not be included in the shipment. Note: If you opened your Bill Me Later account via PayPal, your statements will be sent electronically.

There is no annual fee to use Bill Me Later.

The Annual Percentage Rate is 19.99%. For more information, click here to review the Bill Me Later Account Terms and Conditions.

Yes, Bill Me Later provides "zero fraud liability" protection; the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges.

And Bill Me Later has been designed with other features to help protect against unauthorized use of your account. Your identity is validated with top-of-mind information such as date of birth and the last four digits of your Social Security Number. This means you never need to enter an account number to purchase, which could be lost or stolen.

The international number is (402) 397-0212.